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• “We are Close to 20% Market Share. and Here’s How We Did It”

  Tim Sciborski, SVP Community First Credit Union in Appleton, WI writes... "We have always been a strong mortgage lender but this year has seen an increase in market share. The opportunity exists. All you have to do is go for it! The support of your... Posted Jul 21 2008, 09:24 AM by bdorsa with | with no comments Filed under: Networking is Key to ACUMA Membership

• Looking at ways to keep making high LTV loans and mitigate risk.

  Tim Mislansky, Senior Vice President - Wright-Patt Credit Union President - Wright-Patt Financial Group would like to ask the following question... In order to continue to make high LTV loans his CUSO is looking for new programs that achieve their goal... Posted Jul 07 2008, 07:14 AM by bdorsa with | with 5 comment(s) Filed under: Networking is Key to ACUMA Membership

• In our last exam the NCUA required that we create a policy and start monitoring non-owner occupied real estate loans according the regulatory requirements (Part 723.6 g) for Member Business Loans.

  This subject was submitted by Doris Ortiz, Vice President - Lending CBC FCU in CA. Doris asks... "In our last exam the NCUA required that we create a policy and start monitoring non-owner occupied real estate loans according the regulatory requirements... Posted Apr 14 2008, 01:58 PM by bdorsa with | with 7 comment(s) Filed under: Networking is Key to ACUMA Membership

• Attracting Members for conventional 3/1 & 5/1 ARM's Using Discounted Initial Rates

  The following question was submitted by Victor Petroni, SVP Lending, First New England FCU and President, Mortgage Markets CUSO, LLC. My question has nothing to do with the CU 1st mortgage penetration issue although I think it is a good one! I am seeking... Posted Apr 04 2008, 10:59 AM by bdorsa with | with 6 comment(s) Filed under: Networking is Key to ACUMA Membership