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All Blog Posts
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Homeownership Rate at Lowest Point Since 2000 Fratantoni, Mike; Kan, Joel; Sorohan, Mike The homeownership rate for the fourth quarter fell to 67.2 percent , a decrease from 67.6 percent in the third quarter and from 67.5 percent in the fourth quarter...
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This following commentary was submitted by ACUMA member Jess Lederman, Kinetca FCU, Manhattan Beach, CA... In my opinion, the key to building purchase money relationships is building a bridge between an institution’s portfolio lending and mortgage banking...
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This article was forward to ACUMA by our mermber Walt Mullen, Sr. Vice President with Title Resource Group, Mt. Laurel, NJ... by Jennifer Saranow Schultz Tuesday, February 9, 2010 provided by Customers of the biggest banks in the United States are the...
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Good day to all… We are officially off and running in 2010. I wanted to take this opportunity to make some bold projections for mortgage loan production in 2010. We know 2009 was a great year for the mortgage origination CUs. 2010 will be much different...
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Thanks for viewing... At a time when you may be uncertain of your policies or compliance with current RESPA requirements here is an opportunity to exchange ideas and information with your ACUMA peers. We promise to review all comments and posts and archive...
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Due to a timing issue ACUMA Submitted the following to Chairman Matz on October 22. What is your opinion? Members are encouraged to discuss and debate this issue here on the ACUMA COmmunity Blog... Thanks... Bob. October 22, 2009 The Honorable Debbie...
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The timeframe set by the Obama administration for allowance of an $8,000 tax credit for first time homebuyers is scheduled to end on November 30, 2009. Are you in favor of the President extending this deadline for one more year? Do you believe Credit...
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What does this tell us when 53% of all CU loans are mortgages and our market share is still below 6%? Add to this Tuesday July 28th Case-Shiller Index UP for the first time in three years? Does anyone else feel housing may be bottoming? CUs take note...
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ACUMA member Tim Mislansky, SVP of Wright Patt Credit Union and President of myCUSO in Fairborn, Ohio would like to know...How many CUs are signing the Treasury agreement to participate in the modification program for portfolio loans? Please post your...
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This questions was submitted by ACUMA Member Glen Ogden, from Appleton, WI. "I just spent three days in Chicago at the MBA Secondary Conference. Correspondent mortgage companies are hurting for warehouse lines and most banks are simply not offering...
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The following question was submitted by ACUMA Member Leslie Creech from Virginia CU in Richmond VA. Section 32 of Reg Z is changing beginning October 1, 2009. We will no longer use the Treasuries + 8% test – it will change to the Freddie Mac PMMS +1.5...
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The following question was presented by ACUMA Member Phil Poehler, from Prevail CU in Seattle, WA. I am seeking feedback as to methods and accointing procedures to book in our “servicing retained premiums” on loan sales to Fannie Mae? Any direction you...
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The following question was submitted from ACUMA Member Nathan Lombard from Redstone FCU in Huntsville, AL. Will most Credit Unions will be able to use the exemption of not having absolute lines of independence due to our limited staff size? I am trying...
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Tim Sciborski, SVP Community First Credit Union in Appleton, WI writes... "We have always been a strong mortgage lender but this year has seen an increase in market share. The opportunity exists. All you have to do is go for it! The support of your...
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Tim Mislansky, Senior Vice President - Wright-Patt Credit Union President - Wright-Patt Financial Group would like to ask the following question... In order to continue to make high LTV loans his CUSO is looking for new programs that achieve their goal...
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